GAP - Available at Sandy Thain

Did you know that if your vehicle is written off as a total loss through an accident, fire, theft or adverse weather conditions, most motor insurance companies would only pay out the current market value of your vehicle, and not the original purchase price of the vehicle when you bought it ?

For example, if a vehicle costing £15,000 was written off after 12 months, most motor insurance companies would pay out the current market value, which might only be £13,500.

If you wanted to then replace your vehicle with one of similar value, you would have to find the difference.

Or, if you had taken out finance to spread the cost of paying for your vehicle, then you could find that the amount received from your motor insurance company was less than the amount you still owed on your finance agreement.

In either event, you could be out of pocket, this is where AutoTrust Asset Protection could help you, (subject to terms & conditions).

AutoTrust Asset Protection provides an exceptionally high level of cover and has received the top 5-star rating by Defaqto (verification of this can be found by clicking here), the UK’s leading independent financial services rating agency.

There are some exclusions to the benefits provided under this GAP policy, below is a list of SOME of the significant exclusions, for a full list of the exclusions please refer to the policy wording.

Some Significant Exclusions:

If the vehicle is used as an emergency or military vehicle, courier or delivery vehicle, invalid carrier or driving instruction vehicle.

If the vehicle is used for hire or reward of whatsoever nature, or as a taxi;

If you do not have comprehensive motor insurance in place from the start date until the date of total loss;


WARRANTIES - Available at Sandy Thain

Nobody likes unexpected bills, you can protect against this with a Autotrust Warranty. Autotrust warranties cover almost all mechanical & electrical parts (including labour to fit them) of the covered vehicle against electrical breakdown as defined in the summary booklet (available below).

There is no restriction to the number of claims you can make, up to the value in aggregate of the vehicle purchase price.